Critical Illness Cover

Critical illness cover has come a long way since its introduction almost 30 years ago as a means to pay for major medical expenses for terminally ill people. After completing this simple form, you will receive competitive quotes for critical illness cover from established providers.


£
(Years)

Applicant Contact Details

(Must be 18 or older)
(Must be 18 or older)

By submitting you agree to speak to a qualified Life Insurance Advisor to help with your requirements

From a policy that paid out on diagnosis of five or six critical illness conditions such as

  1. Cancer
  2. Stroke
  3. Heart Attack
  4. Organ Transplant
  5. Kidney Failure

There are now critical illness insurance plans covering many more conditions, up to 154; the improved benefits supporting income replacement and financial support in the event of a claim.

What is critical illness cover?

It’s an Insurance plan that will pay a tax free lump sum on diagnosis of a wide range of illnesses and help redress financial hardship and the effects a serious illness would have on your income.

Just some of the financial benefits you would have …

  • The very best medical care
  • Maintaining your mortgage and debt repayments
  • Replacement of income due to reducing working hours or changing occupation
  • Adjustments to your home due to possible physical disability
  • Lifestyle choices like a special holiday or new car

Critical illness insurance serves a great purpose in our society, with £6 million paid out per day by insurers in financial benefits to families, enabling them to essentially have peace of mind about the essentials of life.

Money alone cannot stop a critical illness event happening or offer miracle cures, but in times where a family suffers from the financial affects of an illness, the payout from a competent well chosen critical illness cover insurance policy will ease the financial strain that is inevitable with such a dramatic event.

Selecting the cover conditions is paramount to selecting the Provider; the confusion of which product covers and pays out what amount should only be selected with proper information
Choosing the right policy isn’t just important – it’s CRITICAL.

Common Conditions Heart Conditions Neurological Conditions Immune System
Heart Attack Aorta Graft Surgery Benign Brain Tumour Aplastic Anaemia
Cancer Heart Valve Replacement Parkinson’s Disease Rheumatoid Arthritis
Stroke Coronary Artery Bypass Grafts Alzheimer’s Disease Systemic Lupus Erthematosus
Multiple Sclerosis Angioplasty Pre-Senile Dementia Organ Failure
Virus & Disease Cardiomyopathy Motor Neurone Disease Kidney Failure
Bacterial Meningitis Open Heart Surgery Encephalitis Liver Failure
Diabetes (Type 1 age 40+) Primary Pulmonary Hypertension Creutzfeldt-Jakob Disease Major Organ Transplant
HIV Infection Pulmonary Artery Surgery Progressive Suparnuclear Palsy Severe Lung Disease
Accident Or Disability Organ Failure Other Extra Benefits
Coma Kidney Failure Total & Permanent Disability Low Grade Prostate Cancer Cover
Third Degree Burns Liver Failure Terminal Illness Cover Total Mastectomy Cover
Loss of Hands & Feet Major Organ Transplant Childrens Cover
Paralysis of Limbs Severe Lung Disease Accident Hospital Cover
Blindness
Deafness
Traumatic Head Injury
Loss of Independence
Loss of Speech